Current mortgage and refinance rates

Accurate as of 07/24/2021.

Product	Interest rate	APR
30-year fixed-rate	2.793%	2.854%
20-year fixed-rate	2.575%	2.655%
15-year fixed-rate	2.125%	2.235%
10-year fixed-rate	2.122%	2.219%
7/1 ARM	2.632%	3.136%
5/1 ARM	2.206%	3.036%
3/1 ARM	2.917%	3.555%
30-year fixed-rate FHA	2.622%	3.348%
30-year fixed-rate VA	2.557%	2.760%