Current Mortgage Rates for December 2021

Current mortgage and refinance rates

Accurate as of 12/20/2021.

Product Interest rate APR
30-year fixed-rate 3.010% 3.080%
20-year fixed-rate 2.769% 2.862%
15-year fixed-rate 2.149% 2.260%
10-year fixed-rate 2.317% 2.442%
7/1 ARM 2.566% 2.896%
5/1 ARM 2.602% 2.851%
3/1 ARM 2.917% 3.555%
30-year fixed-rate FHA 2.250% 2.984%
30-year fixed-rate VA 2.496% 2.780%