Current Mortgage Rates as of 1/14/2022

Current mortgage and refinance rates

Product Interest rate APR
30-year fixed-rate 4.126% 4.221%
20-year fixed-rate 3.765% 3.875%
15-year fixed-rate 3.237% 3.400%
10-year fixed-rate 2.905% 3.082%
7/1 ARM 3.670% 3.298%
5/1 ARM 2.974% 3.211%
3/1 ARM 2.340% 3.371%
30-year fixed-rate FHA 2.875% 3.647%
30-year fixed-rate VA 3.538% 3.888%